Third Rail refers to a topic or issue that is controversial in the public sphere, which people, especially politicians, tend to avoid discussing. In finance, such topics may include Social Security, Pensions, Nest Egg Vs Income discussion, Life Insurance, and especially the distribution of your hard earned savings in retirement. It is not uncommon for us to see that most advisors tend to avoid this last topic, but then distributing your savings is a very different discipline than saving it! However, at Third Rail Financial, we embrace these difficult discussions with the aim of helping you make informed decisions about your money that align with your values and beliefs.
"All the Dogs Barking up the same tree doesn't make it the right one!" ~Douglas Andrew
Why Third Rail...
Meet Brandon Green, CLU®, ChFC®, CLTC®, LUTCF®
Since 2003, I’ve worked in the financial services industry. Like many young financial professionals, I began by working for a large firm. However, about halfway through my career, I started to believe retirement was broken. Traditional wisdom had not adapted to a changing tax environment and clients were asking for help that required strategies beyond the typical cookie-cutter solutions in the marketplace. In 2016, along with other like-minded individuals, I went independent.
Traditional solutions aren’t bad, but they tend to open people up to unnecessary taxes. Now – as a boutique insurance and retirement strategy firm, companies no longer tell us what to do for our clients. Instead, we tailor solutions for their situations and leverage products and companies in the marketplace that help build solutions unique to them.
The right design truly depends on what the client is trying to do and as we often say, the situation is boss. We want our clients to enjoy their retirement rather than worrying about the potential impact of undue or excessive risk.
Meet Scarlett Green
With over two decades of experience as a licensed insurance agent and a strong background in physician practice management and medical staffing, Scarlett Green has built a career rooted in leadership, strategy, and business development. Her deep understanding of both the medical and financial industries allow her to navigate complex cases and deliver tailored solutions.
She began her career in healthcare as a medical biller before advancing to practice management, where she optimized operations for physician practices. Her capabilities in business development and recruiting grew further when she joined a medical staffing company as an account manager. In this role, she recruited and placed professionals in temporary-to-permanent positions, secured contracts with hospitals and facilities, and drove market growth through strategic relationship-building.
Her transition into the financial services industry was a natural progression. Working closely with physicians, she saw firsthand the importance of protecting their most valuable asset—their income. Her medical background provided a strong foundation for quickly learning the underwriting process for life and disability insurance, giving her a unique advantage in helping clients with medical challenges secure the coverage they need.
Now, as a leader in a boutique financial services firm, she focuses on optimizing processes, increasing efficiency, and delivering strategic solutions. Her proficiency in business management, recruiting, and insurance enables her to lead teams, enhance practices, and build strong industry partnerships. She is passionate about business growth, financial wellness, and retirement income planning.
MISSION STATEMENT
“We believe that everyone has the potential to create wealth. Our mission is to educate you on strategies and tax qualifications as it relates to building assets and generating tax-advantaged and sometimes income tax-free streams of income."